• We are
    John & Laura Stohlman,
    Certified Financial
    Planners®

             Our mission is to empower you and your
    family to live out your dreams
    by taking charge of your financial future

  • Helping You Leave a Legacy
    Planning for a solid financial future.

  • Life Changes...Divorced / Widowed
    We'll help you build a fulfilling future.

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    We can help you make it worry-free.

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    Helping to stay focused and moving forward

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Helping You Plan A Comfortable Financial Future


The seasons of life can change as quickly as the seasons of the year. As you work to navigate the various changing landscapes, certain bottom line investment concepts remain the same:

  • Fiduciary Level Advisory Services
  • A Dedicated Focus on the Client’s Needs
  • Thoughtful Creation of and Steadfast Commitment to Personalized Financial Plans
  • Risk Appropriate Investment Selection and Diversification
  • Continuity of Wealth Transfer and Legacy Planning
  • No minimum investment threshold; working with those with modest amounts to millions.

CERTIFIED FINANCIAL PLANNERS™



IMPORTANT TAX CHANGES 2018

7 Tax Deductions that are Lost or Limited
on Your 2018 Tax Return

John Stohlman, CFP® & Laura Stohlman, CFP®

With the Tax Cuts and Job Act of 2017, Congress and the President changed the tax rules significantly. In fact, this was the largest overhaul of the tax code since 1986 under Ronald Reagan. In general, most people will save some money on their tax bill, while a few will pay more. The 2017 tax year was the last time you could file under the old tax-code so your 2018 Tax Return will follow the new rules.

Under the tax reform, the standard deduction was nearly doubled to $12,000 for single filers and $24,000 for joint filers. Meanwhile, some itemized deductions were eliminated or limited. The Joint Committee on Taxation estimates that the number of filers who itemize will decline from 46.5 million in 2017 to just over 18 million in 2018, meaning about 88 percent of the 150 million households that file taxes will take the increased standard deduction. Therefore, fewer will itemize expenses such as property taxes and charitable donations. Charities are concerned that the changes in tax deductibility for those using the standard deduction may result in fewer contributions. Because of these many changes, you may be collecting receipts hoping to take a deduction that no longer exists or has been limited. Let’s take a look: (continue reading here)

Three Tips for Charitable Giving After the New Tax Laws

John Stohlman, CFP® & Laura Stohlman, CFP®

Under the new tax law, the ability to deduct charitable gifts remains intact! However, a couple of major factors of the new tax law will affect the number of taxpayers who will still be able to benefit from the deduction, namely:

  • The standard deduction was increased to $12,000 for single filers and $24,000 for joint filers.
  • Some itemized deductions were eliminated and others limited. One of the most significant caps is a $10,000 limitation on state & local taxes, including property taxes (SALT).

Because of these modifications, many more people will take the standard deduction, which means far less will itemize their expenses (such as property taxes and charitable donations). It is estimated that the number of taxpayers who itemize could be as low as 8-10%! Charities are concerned that the changes in tax deductibility for those using the standard deduction will result in fewer contributions. Ideally, people donate to charity to help their communities, churches, and other causes. However, there are many who are also motivated by the tax deduction. Here are a few tax-advantaged ideas of what individuals can do to benefit their charities: (continue reading here)

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We Can Help You Achieve Your Financial Goals

Laura Searles Stohlman
Senior Partner, CFP®, CEP®, RFC®,ChFEBC & Advisor

Laura's dedication to putting her client’s first, pursuing their best interest and making a difference in their lives began over 35 years ago. As an independent financial advisor, she helps her clients to achieve their personal and financial goals through money management or insurance as needed. She is a published author of Navigating Your Federal Benefits, designed specifically for Government employees. Laura’s faith give her her passion for serving her clients and her community believing what it says in Colossians 3:23 “Whatever you do, work at it with all your heart, as working for the Lord, not for human masters,” — She also works with community outreach programs, enjoys ballroom dancing and fishing. READ MORE.

John F. Stohlman, Jr.
Senior Partner - MS, CFP®, CLU®, ChFC®, RFC®,
ChFEBC & Advisor

John Stohlman has been assisting his clients with Investments, Insurance and as a financial consultant specializing in retirement and estate planning for over 30 years. He is a published author of Navigating Your Federal Benefits, designed specifically for Government employees. John’s Mission is helping his clients identify their deepest values, set personal & financial goals, and manage the complex decisions and risks involved in achieving them. He also enjoys working with community outreach programs, ballroom dancing, fishing, racketball and walking the dog.  READ MORE.

OUR BOOK

Navigating Your Federal Retirement Benefits
By John and Laura Stohlman

This guide, with Foreword by Fran Tarkenton, is a starting point in the journey to successfully plan an exit strategy and achieve retirement goals for federal employees. Readers will develop an understanding of core federal benefits, how they relate to retirement options and learn how to avoid pitfalls and poor election choices. This is a working handbook guiding federal employees with their benefit choices as well as providing a list of important contacts.

Navigating Your Federal Retirement

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